Need an appraisal in Corsicana or Navarro County?
The top reasons Texas homeowners order from Lone Star Appraisals:
At Lone Star Appraisals, we understand the unique needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Lone Star Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.
Challenging a property tax assessmentIf you live in an area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Lone Star Appraisals is your number one weapon when contesting your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Lone Star Appraisals is experienced in helping homeowners just like you abolish unwanted PMI insurance.
Was your HELOC recently frozen?If your property is in or near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Lone Star Appraisals can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you'd like to have a professional double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Lone Star Appraisals can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Lone Star Appraisals can help you with that. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.